CORPORATE SALARY PACKAGE:

CORPORATE SALARY PACKAGE:

This product is designed for the employees of corporates/ business establishments and Institutions only where the organization has a minimum 15 permanent employees with minimum salary payout of Rs.1.25 lac per month and minimum gross monthly salary per employee is Rs.5, 000/-. The details of the product features of different variants are as follows -

SILVER

Eligibility	Gross Monthly Salary between Rs.5,000/- and Rs.20,000/-
Minimum Balance	NIL
ATM cum Debit Card	Free- Domestic Card. No annual maintenance charges
Internet Banking	Free
Core Power (Any Where Banking)	As per the normal scheme of Core Power
Cheque Book	25 leaves free in a year
Multicity Cheque Book	Available
Easy Overdraft upto 2 month’s salary	• Overdraft limited to 2 month’s net salary. • Rate of Interest - 3.50% above BPLR • Adjusted into the next Salary (ies) within a period of 6 months. • Can be converted into Personal Loan on application.
Utility Bill Payments through internet	Free of cost
Flexi Deposits	• Threshold Amount Rs.5,000/- • TDRs/STDRs to be created for a minimum amount of Rs.5,000/- (and in multiples of Rs.1,000/-) in any one instance.

GOLD

Eligibility	Gross Monthly Salary between Rs.20,000/ and Rs.50,000/
Minimum Balance	NIL
ATM cum Debit Card	Free- Domestic Card. No annual maintenance charges
Internet Banking	Free
Core Power (Any Where Banking)	As per the normal scheme of Core Power
Cheque Book	25 leaves free in a year
Multicity Cheque Book	Available
Easy Overdraft upto 2 month’s salary	• Overdraft limited to 2 month’s net salary. • Rate of Interest - 3.50% above BPLR • Adjusted into the next Salary (ies) within a period of 6 months. • Can be converted into Personal Loan on application.
Utility Bill Payments through internet	Free of Cost
Flexi Deposits	• Threshold Amount Rs.5,000/- • TDRs/STDRs to be created for a minimum amount of Rs.5,000/- (and in multiples of Rs.1,000/-) in any one instance.

DIAMOND

Eligibility	Gross Monthly Salary between Rs.50,000/ and Rs.1,00,000/
Minimum Balance	NIL
ATM cum Debit Card	Free- Domestic Card. No annual maintenance charges
Internet Banking	Free
Core Power (Any Where Banking)	As per the normal scheme of Core Power
Cheque Book	• No limit on the number of Cheque.
Multicity Cheque Book	Available
Easy Overdraft upto 2 month’s salary	• Overdraft limited to 2 month’s net salary. • Rate of Interest - 3.50% above BPLR • Adjusted into the next Salary (ies) within a period of 6 months. • Can be converted into Personal Loan on application.
Utility Bill Payments through internet	Free of Cost
Flexi Deposits	• Threshold Amount Rs.5,000/- • TDRs/STDRs to be created for a minimum amount of Rs.5,000/- (and in multiples of Rs.1,000/-) in any one instance.

PLATINUM

Eligibility	Gross Monthly Salary above Rs.1,00,000/
Minimum Balance	NIL
ATM cum Debit Card	Free- Domestic Card. No annual maintenance charges
Internet Banking	Free
Core Power (Any Where Banking)	As per the normal scheme of Core Power
Cheque Book	• No limit on the number of Cheque.
Multicity Cheque Book	Available
Easy Overdraft upto 2 month’s salary	• Overdraft limited to 2 month’s net salary. • Rate of Interest - 3.50% above BPLR • Adjusted into the next Salary (ies) within a period of 6 months. • Can be converted into Personal Loan on application.
Utility Bill Payments through internet	Free of Cost
Flexi Deposits	• Threshold Amount Rs.5,000/- • TDRs/STDRs to be created for a minimum amount of Rs.5,000/- (and in multiples of Rs.1,000/-) in any one instance.
Delight status	• Priority in services at various counters • 3 Free remittances upto Rs.25, 000/- per instance every month. • 3 Free cheque collection upto Rs.25, 000/- per instance and every month. • Instant credit of outstation cheques upto Rs.50, 000/-. • No processing charges on fresh 'P' segment loans. • Priority allotment of lockers. • Demat account facility at 50% of normal annual charges (at branches where DP services are available